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io.github.codespar/mcp-open-finance MCP Server

io.github.codespar/mcp-open-finance

Access Open Finance Brasil accounts, transactions, consents, credit, loans, and investments through MCP.

What is the io.github.codespar/mcp-open-finance MCP server?

The Open Finance MCP server provides AI agents with access to Brazilian Open Finance (Open Banking) APIs for managing accounts, transactions, consents, credit products, loans, and investments. It enables agents to query financial data, manage customer consents, and interact with credit and loan products across participating Brazilian financial institutions.

This server connects your AI agent to Brazil's Open Finance ecosystem, allowing it to retrieve account information, transaction history, manage customer consents, and access credit and investment products. Use it to build financial applications that aggregate data across multiple Brazilian banks and fintechs, or to automate consent management and credit operations.

How to install io.github.codespar/mcp-open-finance

Copy-paste configuration for popular MCP clients.

transport: stdio

Config generated by PluginBench — verify against the source before use.

Environment / auth

OPEN_FINANCE_CLIENT_SECRET
required
secret
API key for open-finance

Claude Desktop

~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "mcp-open-finance": {
      "command": "npx",
      "args": [
        "-y",
        "@codespar/mcp-open-finance"
      ],
      "env": {
        "OPEN_FINANCE_CLIENT_SECRET": "<YOUR_OPEN_FINANCE_CLIENT_SECRET>"
      }
    }
  }
}

Cursor

~/.cursor/mcp.json

{
  "mcpServers": {
    "mcp-open-finance": {
      "command": "npx",
      "args": [
        "-y",
        "@codespar/mcp-open-finance"
      ],
      "env": {
        "OPEN_FINANCE_CLIENT_SECRET": "<YOUR_OPEN_FINANCE_CLIENT_SECRET>"
      }
    }
  }
}

Windsurf

~/.codeium/windsurf/mcp_config.json

{
  "mcpServers": {
    "mcp-open-finance": {
      "command": "npx",
      "args": [
        "-y",
        "@codespar/mcp-open-finance"
      ],
      "env": {
        "OPEN_FINANCE_CLIENT_SECRET": "<YOUR_OPEN_FINANCE_CLIENT_SECRET>"
      }
    }
  }
}

VS Code

.vscode/mcp.json

{
  "servers": {
    "mcp-open-finance": {
      "type": "stdio",
      "command": "npx",
      "args": [
        "-y",
        "@codespar/mcp-open-finance"
      ],
      "env": {
        "OPEN_FINANCE_CLIENT_SECRET": "<YOUR_OPEN_FINANCE_CLIENT_SECRET>"
      }
    }
  }
}

Claude Code

claude mcp add mcp-open-finance --env OPEN_FINANCE_CLIENT_SECRET=<YOUR_OPEN_FINANCE_CLIENT_SECRET> -- npx -y @codespar/mcp-open-finance

Tools & capabilities

Tools this server exposes to the agent.

get_accounts — Retrieve customer accounts from Open Finance Brasil
get_transactions — Fetch transaction history for accounts
manage_consents — Create, update, and manage customer consents for data access
get_credit_products — Access available credit products and offers
get_loans — Retrieve loan information and terms
get_investments — Access investment products and portfolio data

Use cases

Aggregate financial data across multiple Brazilian banks for a customer dashboard
Automate consent management for Open Finance data sharing
Query transaction history and account balances programmatically
Access credit product offerings and loan terms for comparison
Build financial advisory tools that analyze investments and credit options
Retrieve customer account information for KYC or compliance workflows

io.github.codespar/mcp-open-finance MCP server FAQ

What is the Open Finance MCP server?

It's an MCP server that wraps Brazil's Open Finance (Open Banking) APIs, giving AI agents access to accounts, transactions, consents, credit products, loans, and investments across participating Brazilian financial institutions.

Is it free to use?

The server itself is open-source (MIT License). Access to Open Finance Brasil APIs requires authentication and may depend on your institution's participation in the Open Finance ecosystem.

How do I install it in Claude Desktop?

Add it to your claude_desktop_config.json with the command `npx @codespar/mcp-open-finance` and set your API key in the `env` section.

What authentication is required?

You need an API Key for Open Finance Brasil. Some endpoints may require OAuth2 depending on the financial institution and data access level.

Can I use it without an API key?

No, Open Finance Brasil requires authentication. You must register with participating institutions or use a fintech partner that provides Open Finance access.

What can I do with this server?

Query accounts and transactions, manage customer consents for data sharing, access credit and loan products, retrieve investment information, and build financial aggregation or advisory applications.

README (reference)

Source of truth, from the repository.

<h1 align="center">MCP Dev LATAM 🌎</h1> Every commerce API your AI agent needs to run a business in Latin America. Brazil 🇧🇷 · Mexico 🇲🇽 · Argentina 🇦🇷 · Colombia 🇨🇴 · Chile 🇨🇱 · Peru 🇵🇪 · plus 4 agentic payment protocols. 110 MCP servers · 2,300 tools · 6 countries · MIT License <a href="https://codespar.dev/servers">Catalog</a> · <a href="#quick-start">Quick Start</a> · <a href="#agentic-payment-protocols">Agentic Protocols</a> · <a href="#all-servers">All Servers</a> · <a href="docs/CONTRIBUTING.md">Contribute</a> <a href="https://opensource.org/licenses/MIT"><img src="https://img.shields.io/badge/License-MIT-blue.svg" alt="License: MIT"></a> <img src="https://img.shields.io/badge/servers-110-green" alt="110 servers"> <img src="https://img.shields.io/badge/tools-2,300-orange" alt="2300 tools"> <img src="https://img.shields.io/badge/countries-6-blue" alt="6 countries"> <img src="https://img.shields.io/badge/MCP-compatible-purple" alt="MCP compatible">

The Problem

AI agents can write code, analyze data, and chat. But they can't operate a business — collect payments, issue invoices, ship products, or notify customers. Especially not in Latin America, where every service has its own API, auth pattern, and quirks (mTLS for BACEN Pix v2, JWT-RSA for STP-SPEI, AFIP web services, contract-gated developer portals, and on).

Meanwhile, four agentic payment protocols are shipping in parallel — checkout protocols (Stripe ACP, Google UCP), authorization layers (AP2), and micropayment rails (x402) — and none of them compose cleanly with each other or with the regional rails businesses actually run on.

MCP Dev LATAM bridges both gaps. Traditional LATAM services + the new agentic payment protocols, all accessible through a single MCP interface.

The Solution

Each MCP server in this repo wraps a real provider — payments, fiscal, logistics, messaging, banking, ERP, identity, fraud, crypto, and the agentic protocols — so your agent can operate a complete business workflow.

🛒 Customer places order
  → 💳 Agent charges via Pix (Asaas / Mercado Pago / Zoop)
  → 📄 Agent issues NFe (Nuvem Fiscal / Focus NFe / NFe.io)
  → 📦 Agent generates shipping label (Melhor Envio / Skydropx)
  → 📱 Agent sends tracking via WhatsApp (Z-API / WhatsApp Cloud)
  → 📊 Agent records in ERP (Omie / Bling / Tiny)
  → 🏦 Agent reconciles balance (Stark Bank / Itaú / BTG)

Six systems. Zero human intervention. One agent.

Agentic Payment Protocols

Four servers that bridge the emerging agentic payment stack:

Protocol	Server	Tools	What it does
Google UCP	`@codespar/mcp-ucp`	20	Universal Commerce Protocol — agentic shopping, cart, checkout, orders, delivery, identity. Google's full commerce stack for AI agents.
Stripe ACP	`@codespar/mcp-stripe-acp`	24	Agentic Commerce Protocol — AI agent checkout, payment delegation, products, invoices. Live in ChatGPT with 1M+ Shopify merchants.
x402	`@codespar/mcp-x402`	10	HTTP-native micropayments by Coinbase — when an agent hits a 402, it pays USDC on Base/Solana and retries. Pure HTTP, no checkout UI.
AP2	`@codespar/mcp-ap2` <sub>alpha</sub>	22	Google's Agent-to-Agent Payment Protocol — authorization, audit trails, scoped spend limits. 60+ partners including Visa, Mastercard, Stripe, PayPal.

The Autonomy Spectrum

Each protocol sits at a different level of agent autonomy:

 Human-in-loop ◄──────────────────────────────► Fully autonomous

  ┌─────────┐   ┌─────────┐   ┌─────────┐   ┌─────────┐
  │   ACP   │   │   UCP   │   │   AP2   │   │   x402  │
  │ Stripe  │   │ Google  │   │ Google  │   │Coinbase │
  └─────────┘   └─────────┘   └─────────┘   └─────────┘
  User confirms   Commerce     User sets      No user.
  every purchase  lifecycle    rules, agent   Machine-to-
  in-chat         managed      acts within    machine at
                  by agent     budget/scope   HTTP layer

The Convergence Stack

┌─────────────────────────────────────────────┐
│  Application Layer        ACP / UCP         │  Chat UX, product discovery
├─────────────────────────────────────────────┤
│  Authorization Layer      AP2 / Mandates    │  Spend limits, audit trails
├─────────────────────────────────────────────┤
│  Tool Layer               MCP  ◄── WE ARE  │  Standardized agent tools
├─────────────────────────────────────────────┤
│  Settlement Layer         x402 / Pix / Card │  On-chain or traditional rails
└─────────────────────────────────────────────┘

MCP Dev LATAM sits at the Tool Layer — the middleware that connects every application, authorization, and settlement protocol through one interface.

Why this matters

Agent needs to buy something
  ├── Full commerce?       → Google UCP (search → cart → checkout → delivery)
  ├── Retail checkout?     → Stripe ACP (create_checkout → complete_checkout)
  ├── API micropayment?    → x402 (pay_request → USDC $0.001 → data returned)
  ├── Agent-to-agent?      → AP2 (authorize_payment → execute_payment)
  └── LATAM merchant?      → Asaas / Mercado Pago / Conekta / Wompi / etc.

All via MCP. Same interface. One agent.

Quick Start

With Claude Desktop

Add to ~/.config/claude/claude_desktop_config.json:

{
  "mcpServers": {
    "stripe-acp": {
      "command": "npx",
      "args": ["-y", "@codespar/mcp-stripe-acp"],
      "env": {
        "STRIPE_API_KEY": "sk_test_..."
      }
    },
    "asaas": {
      "command": "npx",
      "args": ["-y", "@codespar/mcp-asaas"],
      "env": {
        "ASAAS_API_KEY": "your-api-key",
        "ASAAS_SANDBOX": "true"
      }
    }
  }
}

For alpha packages (contract-gated providers like Itaú, Bradesco, Santander, Caixa, BB, BTG, C6, Sicoob, Bradesco, Matera), add @alpha to the install:

npx -y @codespar/mcp-itau@alpha

With any MCP client

npx @codespar/mcp-stripe-acp        # Agentic Commerce Protocol
npx @codespar/mcp-ucp                # Google Universal Commerce Protocol
npx @codespar/mcp-x402               # HTTP micropayments (Coinbase)
npx @codespar/mcp-ap2@alpha          # Agent-to-Agent payment authorization

npx @codespar/mcp-asaas              # BR billing + Pix
npx @codespar/mcp-mercado-pago       # LATAM payments
npx @codespar/mcp-nuvem-fiscal       # NFe / NFSe
npx @codespar/mcp-melhor-envio       # Multi-carrier shipping
npx @codespar/mcp-z-api              # WhatsApp messaging
npx @codespar/mcp-omie               # ERP
npx @codespar/mcp-stark-bank         # Banking
npx @codespar/mcp-brasil-api         # CEP, CNPJ (no key needed!)

Try it now (no API key)

BrasilAPI and BCRA are public — no key required. Try it in your terminal:

npx @codespar/mcp-brasil-api

Then ask your agent: "What is the address for CEP 01001-000?" or "Look up CNPJ 00.000.000/0001-91".

The Complete Loop

This is what makes the LATAM catalog different — not individual connectors, but a complete business workflow across verticals:

Step	Vertical	Example providers	What the agent does
1	💳 Payment	Asaas / Mercado Pago / Zoop	Creates Pix charge, splits to sellers
2	📄 Fiscal	Nuvem Fiscal / NFe.io / Focus NFe	Issues NFe/NFSe when payment confirmed
3	📦 Logistics	Melhor Envio / Correios / Skydropx	Quotes shipping, generates label
4	📱 Messaging	Z-API / WhatsApp Cloud / Twilio	Sends tracking via customer's preferred channel
5	📊 ERP	Omie / Bling / Tiny / Conta Azul	Records order, updates inventory
6	🏦 Banking	Stark Bank / Itaú / BTG	Reconciles balance, creates reports

To orchestrate all six steps with governance, approval workflows, and audit trails — use CodeSpar.

All Servers

Browse the full catalog at codespar.dev/servers. Each server has its own README, env-var requirements, and tool reference under packages/<category>/<slug>/.

💳 Payments (40 servers)

Server	Tools	npm	Auth
Mercado Pago	30	`@codespar/mcp-mercado-pago`	API Key
Stripe	30	`@codespar/mcp-stripe`	API Key
Zoop	28	`@codespar/mcp-zoop`	API Key
Adyen	25	`@codespar/mcp-adyen`	API Key
Asaas	24	`@codespar/mcp-asaas`	API Key
Pagseguro	24	`@codespar/mcp-pagseguro`	API Key
Stripe ACP	24	`@codespar/mcp-stripe-acp`	API Key
Iugu	23	`@codespar/mcp-iugu`	API Key
Openpay	23	`@codespar/mcp-openpay`	API Key
AP2 <sub>alpha</sub>	22	`@codespar/mcp-ap2`	API Key
Braintree	22	`@codespar/mcp-braintree`	API Key
Braspag	22	`@codespar/mcp-braspag`	API Key
Cielo	22	`@codespar/mcp-cielo`	API Key
Inter Bank	22	`@codespar/mcp-inter-bank`	OAuth2
Mercado Libre	22	`@codespar/mcp-mercado-libre`	API Key
Nubank <sub>alpha</sub>	22	`@codespar/mcp-nubank`	OAuth2
Nupay	22	`@codespar/mcp-nupay`	OAuth2
Pagar Me	22	`@codespar/mcp-pagar-me`	API Key
Rapyd	22	`@codespar/mcp-rapyd`	API Key
Rede <sub>alpha</sub>	22	`@codespar/mcp-rede`	API Key
Safrapay <sub>alpha</sub>	22	`@codespar/mcp-safrapay`	OAuth2
Worldpay <sub>alpha</sub>	22	`@codespar/mcp-worldpay`	API Key
Khipu <sub>alpha</sub>	21	`@codespar/mcp-khipu`	API Key
Stone	21	`@codespar/mcp-stone`	API Key
Wise	21	`@codespar/mcp-wise`	API Key
Airwallex	20	`@codespar/mcp-airwallex`	OAuth2
Culqi	20	`@codespar/mcp-culqi`	API Key
Getnet	20	`@codespar/mcp-getnet`	OAuth2
Izipay <sub>alpha</sub>	20	`@codespar/mcp-izipay`	API Key
Picpay <sub>alpha</sub>	20	`@codespar/mcp-picpay`	API Key
UCP	20	`@codespar/mcp-ucp`	API Key
Vindi	20	`@codespar/mcp-vindi`	API Key
Paypal	19	`@codespar/mcp-paypal`	OAuth2
Transbank <sub>alpha</sub>	19	`@codespar/mcp-transbank`	API Key
Celcoin	18	`@codespar/mcp-celcoin`	API Key
dLocal	18	`@codespar/mcp-dlocal`	API Key
Ebanx	18	`@codespar/mcp-ebanx`	API Key
Efi	18	`@codespar/mcp-efi`	API Key
Pix BCB	18	`@codespar/mcp-pix-bcb`	API Key
Chargebee	15	`@codespar/mcp-chargebee`	API Key

🏦 Banking (12 servers)

Server	Tools	npm	Auth
Stark Bank	27	`@codespar/mcp-stark-bank`	API Key
Caixa <sub>alpha</sub>	23	`@codespar/mcp-caixa`	OAuth2
Santander <sub>alpha</sub>	23	`@codespar/mcp-santander`	OAuth2
Bradesco <sub>alpha</sub>	22	`@codespar/mcp-bradesco`	OAuth2
Itau <sub>alpha</sub>	22	`@codespar/mcp-itau`	OAuth2
Matera <sub>alpha</sub>	22	`@codespar/mcp-matera`	OAuth2
Dock <sub>alpha</sub>	20	`@codespar/mcp-dock`	OAuth2
Open Finance	18	`@codespar/mcp-open-finance`	API Key
C6 <sub>alpha</sub>	14	`@codespar/mcp-c6`	OAuth2
Banco Do Brasil <sub>alpha</sub>	13	`@codespar/mcp-banco-do-brasil`	OAuth2
Sicoob <sub>alpha</sub>	13	`@codespar/mcp-sicoob`	OAuth2
BTG <sub>alpha</sub>	12	`@codespar/mcp-btg`	OAuth2

📄 Fiscal (Brasil) (4 servers)

Server	Tools	npm	Auth
Nuvem Fiscal	24	`@codespar/mcp-nuvem-fiscal`	API Key
Nfe Io	22	`@codespar/mcp-nfe-io`	API Key
Conta Azul	20	`@codespar/mcp-conta-azul`	API Key
Focus Nfe	19	`@codespar/mcp-focus-nfe`	API Key

📱 Communication (8 servers)

Server	Tools	npm	Auth
Z API	27	`@codespar/mcp-z-api`	API Key
Evolution API	25	`@codespar/mcp-evolution-api`	API Key
Twilio	22	`@codespar/mcp-twilio`	API Key
Whatsapp Cloud	22	`@codespar/mcp-whatsapp-cloud`	API Key
Sendgrid	20	`@codespar/mcp-sendgrid`	API Key
Rd Station	18	`@codespar/mcp-rd-station`	API Key
Take Blip	18	`@codespar/mcp-take-blip`	API Key
Zenvia	18	`@codespar/mcp-zenvia`	API Key

📦 E-commerce / Logistics (7 servers)

Server	Tools	npm	Auth
Vtex	33	`@codespar/mcp-vtex`	API Key
Shopify	28	`@codespar/mcp-shopify`	API Key
Amazon <sub>alpha</sub>	24	`@codespar/mcp-amazon`	OAuth2
Shopee <sub>alpha</sub>	22	`@codespar/mcp-shopee`	API Key
Correios <sub>alpha</sub>	21	`@codespar/mcp-correios`	API Key
Melhor Envio	18	`@codespar/mcp-melhor-envio`	API Key
SuperFrete	11	`@codespar/mcp-superfrete`	API Key

📊 ERP / Accounting (5 servers)

Server	Tools	npm	Auth
Omie	30	`@codespar/mcp-omie`	API Key
Bling	28	`@codespar/mcp-bling`	API Key
Xero	24	`@codespar/mcp-xero`	API Key
Quickbooks	22	`@codespar/mcp-quickbooks`	API Key
Tiny	21	`@codespar/mcp-tiny`	API Key

🪪 Identity & KYC (5 servers)

Server	Tools	npm	Auth
Brasil API	24	`@codespar/mcp-brasil-api`	No auth
Jumio	20	`@codespar/mcp-jumio`	API Key
Onfido	20	`@codespar/mcp-onfido`	API Key
Persona	20	`@codespar/mcp-persona`	API Key
Unico <sub>alpha</sub>	18	`@codespar/mcp-unico`	OAuth2

🛡️ Fraud & Risk (4 servers)

Server	Tools	npm	Auth
Sift <sub>alpha</sub>	20	`@codespar/mcp-sift`	API Key
Clearsale <sub>alpha</sub>	18	`@codespar/mcp-clearsale`	API Key
Konduto <sub>alpha</sub>	18	`@codespar/mcp-konduto`	API Key
Legiti <sub>alpha</sub>	18	`@codespar/mcp-legiti`	API Key

🪙 Crypto / Stablecoins (9 servers)

Server	Tools	npm	Auth
Circle	23	`@codespar/mcp-circle`	API Key
Foxbit	21	`@codespar/mcp-foxbit`	API Key
Bitso	20	`@codespar/mcp-bitso`	API Key
Mercado Bitcoin	20	`@codespar/mcp-mercado-bitcoin`	API Key
Moonpay	20	`@codespar/mcp-moonpay`	API Key
Unblockpay	13	`@codespar/mcp-unblockpay`	API Key
Coinbase Commerce	18	`@codespar/mcp-coinbase-commerce`	API Key
Transak <sub>alpha</sub>	18	`@codespar/mcp-transak`	API Key
x402	10	`@codespar/mcp-x402`	API Key

🇦🇷 Argentina (5 servers)

Server	Tools	npm	Auth
Tienda Nube	24	`@codespar/mcp-tienda-nube`	API Key
Colppy <sub>alpha</sub>	22	`@codespar/mcp-colppy`	API Key
AFIP <sub>alpha</sub>	20	`@codespar/mcp-afip`	API Key
Andreani <sub>alpha</sub>	18	`@codespar/mcp-andreani`	API Key
BCRA	16	`@codespar/mcp-bcra`	No auth

🇨🇴 Colombia (5 servers)

Server	Tools	npm	Auth
Siigo	22	`@codespar/mcp-siigo`	API Key
Wompi	22	`@codespar/mcp-wompi`	API Key
Alegra	20	`@codespar/mcp-alegra`	API Key
Coordinadora <sub>alpha</sub>	19	`@codespar/mcp-coordinadora`	API Key
Nequi <sub>alpha</sub>	16	`@codespar/mcp-nequi`	OAuth2

🇲🇽 Mexico (6 servers)

Server	Tools	npm	Auth
Belvo	24	`@codespar/mcp-belvo`	API Key
Skydropx	23	`@codespar/mcp-skydropx`	API Key
Conekta	21	`@codespar/mcp-conekta`	API Key
Bind ERP	20	`@codespar/mcp-bind-erp`	API Key
Facturapi	20	`@codespar/mcp-facturapi`	API Key
STP/SPEI <sub>alpha</sub>	18	`@codespar/mcp-stp-spei`	API Key

Why MCP?

Model Context Protocol is the open standard for connecting AI agents to external tools. Instead of each agent building its own integrations, MCP provides a typed, discoverable interface that works with Claude, ChatGPT, Cursor, VS Code, and more.

AI Agent (Claude, ChatGPT, Cursor)
    ↕
MCP Server (this repo)
    ↕
LATAM API / Agentic Protocol (Stripe ACP, x402, Asaas, Mercado Pago, NFe.io, etc.)

Each MCP server in this repo:

Exposes typed tools with input/output schemas
Handles authentication (OAuth, mTLS, API keys, Basic Auth, JWT-RSA, signed requests)
Supports dual transport — stdio (default) and Streamable HTTP (--http flag)
Compatible with Claude Managed Agents via MCP Connector
Supports sandbox mode for safe testing
Returns structured JSON responses

Running in HTTP mode

Any server can run as an HTTP server for remote/cloud use:

# stdio (default — local, Claude Desktop, Cursor, Claude Code)
npx @codespar/mcp-asaas

# HTTP (remote — Managed Agents, cloud deployments)
npx @codespar/mcp-asaas --http
# or
MCP_HTTP=true npx @codespar/mcp-asaas

HTTP mode exposes /mcp (Streamable HTTP) and /health (status check).

Alpha vs stable

About a third of the catalog ships under the alpha npm dist-tag. These packages have correct tool schemas and auth flow, but the endpoint paths are best-guesses — typically because the provider's developer portal is contract-gated (BR public banks, AR central authority APIs, MX bank-transfer providers). They're flagged with TODO(verify) in source.

npm install @codespar/mcp-itau@alpha

Stable packages (the majority) install with the default tag:

npm install @codespar/mcp-stripe

Status is shown on every package page at codespar.dev/servers and in each package README.

About CodeSpar

CodeSpar builds commerce infrastructure for AI agents in Latin America — an MCP catalog (this repo), a runtime + SDK (@codespar/sdk on npm, codespar on PyPI), and a managed-tier governance product (AgentGate: programmable wallet, policy engine, CFO-grade audit, fiscal-compliance certifications).

Individual MCP servers are useful. Orchestrating many with governance is powerful. That's what CodeSpar does.

Contributing

We welcome contributions. See CONTRIBUTING.md.

Want a server for a service not listed? Open a server-request issue — there's a structured form with name, npm package, docs link, auth flow.

License

MIT

View repository →