io.github.codespar/mcp-stripe-acp MCP Server
io.github.codespar/mcp-stripe-acp
Stripe ACP MCP server for AI agents to handle checkout, payments, products, and invoices.
What is the io.github.codespar/mcp-stripe-acp MCP server?
The Stripe ACP MCP server enables AI agents to operate Stripe's Agentic Commerce Protocol, managing checkout flows, payment delegation, product catalogs, and invoice generation. It provides 24 tools for agents to autonomously handle retail transactions with user confirmation in chat, making it ideal for ChatGPT and other AI platforms with 1M+ Shopify merchants already live.
Stripe ACP (Agentic Commerce Protocol) lets AI agents create and complete checkouts, manage products, process payments, and generate invoices without leaving the conversation. It sits at the application layer of the agentic payment stack, balancing autonomy with user control—agents propose transactions that users confirm in-chat before execution. Use it to build AI-powered shopping assistants, automated billing systems, or agent-driven commerce workflows.
How to install io.github.codespar/mcp-stripe-acp
Copy-paste configuration for popular MCP clients.
STRIPE_API_KEYrequiredsecretAPI key for stripe-acp
{
"mcpServers": {
"mcp-stripe-acp": {
"command": "npx",
"args": [
"-y",
"@codespar/mcp-stripe-acp"
],
"env": {
"STRIPE_API_KEY": "<YOUR_STRIPE_API_KEY>"
}
}
}
}{
"mcpServers": {
"mcp-stripe-acp": {
"command": "npx",
"args": [
"-y",
"@codespar/mcp-stripe-acp"
],
"env": {
"STRIPE_API_KEY": "<YOUR_STRIPE_API_KEY>"
}
}
}
}{
"mcpServers": {
"mcp-stripe-acp": {
"command": "npx",
"args": [
"-y",
"@codespar/mcp-stripe-acp"
],
"env": {
"STRIPE_API_KEY": "<YOUR_STRIPE_API_KEY>"
}
}
}
}{
"servers": {
"mcp-stripe-acp": {
"type": "stdio",
"command": "npx",
"args": [
"-y",
"@codespar/mcp-stripe-acp"
],
"env": {
"STRIPE_API_KEY": "<YOUR_STRIPE_API_KEY>"
}
}
}
}claude mcp add mcp-stripe-acp --env STRIPE_API_KEY=<YOUR_STRIPE_API_KEY> -- npx -y @codespar/mcp-stripe-acpTools & capabilities
Tools this server exposes to the agent.
create_checkout— Create a new checkout session for an agent-initiated purchasecomplete_checkout— Complete and process a checkout sessionlist_products— Retrieve available products from the Stripe catalogcreate_product— Create a new product in Stripeupdate_product— Update an existing product's detailscreate_invoice— Generate an invoice for a transaction or customerlist_invoices— Retrieve invoices for a customer or accountfinalize_invoice— Finalize and send an invoice to a customercreate_payment_intent— Create a payment intent for processing paymentsconfirm_payment_intent— Confirm and process a payment intentlist_customers— Retrieve customer recordscreate_customer— Create a new customer recordupdate_customer— Update customer informationlist_charges— Retrieve charge historyrefund_charge— Issue a refund for a chargecreate_subscription— Set up a recurring subscription for a customercancel_subscription— Cancel an active subscriptionlist_subscriptions— Retrieve subscription recordsupdate_subscription— Modify subscription detailsget_balance— Check account balance and available funds
Use cases
- Build an AI shopping assistant that discovers products, creates checkouts, and lets users confirm purchases in chat before charging
- Automate invoice generation and payment collection for SaaS or subscription businesses using agent-driven workflows
- Enable agents to manage product catalogs, update pricing, and handle refunds without human intervention
- Create agent-to-user payment flows where AI proposes transactions and users approve them in-chat
- Integrate Stripe checkout into ChatGPT or other AI platforms for seamless in-conversation commerce
io.github.codespar/mcp-stripe-acp MCP server FAQ
Stripe ACP (Agentic Commerce Protocol) is a protocol that lets AI agents handle commerce tasks—checkout, payments, products, invoices—while keeping users in control. Users confirm purchases in chat before the agent charges them. It's live in ChatGPT with 1M+ Shopify merchants.
The MCP server itself is free and open-source (MIT license). You need a Stripe account and API key to use it; Stripe's standard processing fees apply to transactions.
Add to your MCP client config with `npx @codespar/mcp-stripe-acp` and set the `STRIPE_API_KEY` environment variable to your Stripe secret key. For Claude Desktop, add it to `~/.config/claude/claude_desktop_config.json`.
You need a Stripe API key (secret key starting with `sk_test_` or `sk_live_`). Set it as the `STRIPE_API_KEY` environment variable when running the server.
Yes. The server works with any Stripe account. Use test keys (`sk_test_`) for development and live keys (`sk_live_`) for production.
Stripe ACP is purpose-built for the Agentic Commerce Protocol—checkout and payment delegation with user confirmation. The standard Stripe server offers broader payment operations. Use ACP for chat-based commerce, standard Stripe for backend payment processing.
README (reference)
Source of truth, from the repository.
The Problem
AI agents can write code, analyze data, and chat. But they can't operate a business — collect payments, issue invoices, ship products, or notify customers. Especially not in Latin America, where every service has its own API, auth pattern, and quirks (mTLS for BACEN Pix v2, JWT-RSA for STP-SPEI, AFIP web services, contract-gated developer portals, and on).
Meanwhile, four agentic payment protocols are shipping in parallel — checkout protocols (Stripe ACP, Google UCP), authorization layers (AP2), and micropayment rails (x402) — and none of them compose cleanly with each other or with the regional rails businesses actually run on.
MCP Dev LATAM bridges both gaps. Traditional LATAM services + the new agentic payment protocols, all accessible through a single MCP interface.
The Solution
Each MCP server in this repo wraps a real provider — payments, fiscal, logistics, messaging, banking, ERP, identity, fraud, crypto, and the agentic protocols — so your agent can operate a complete business workflow.
🛒 Customer places order
→ 💳 Agent charges via Pix (Asaas / Mercado Pago / Zoop)
→ 📄 Agent issues NFe (Nuvem Fiscal / Focus NFe / NFe.io)
→ 📦 Agent generates shipping label (Melhor Envio / Skydropx)
→ 📱 Agent sends tracking via WhatsApp (Z-API / WhatsApp Cloud)
→ 📊 Agent records in ERP (Omie / Bling / Tiny)
→ 🏦 Agent reconciles balance (Stark Bank / Itaú / BTG)
Six systems. Zero human intervention. One agent.
Agentic Payment Protocols
Four servers that bridge the emerging agentic payment stack:
| Protocol | Server | Tools | What it does |
|---|---|---|---|
| Google UCP | @codespar/mcp-ucp | 20 | Universal Commerce Protocol — agentic shopping, cart, checkout, orders, delivery, identity. Google's full commerce stack for AI agents. |
| Stripe ACP | @codespar/mcp-stripe-acp | 24 | Agentic Commerce Protocol — AI agent checkout, payment delegation, products, invoices. Live in ChatGPT with 1M+ Shopify merchants. |
| x402 | @codespar/mcp-x402 | 10 | HTTP-native micropayments by Coinbase — when an agent hits a 402, it pays USDC on Base/Solana and retries. Pure HTTP, no checkout UI. |
| AP2 | @codespar/mcp-ap2 <sub>alpha</sub> | 22 | Google's Agent-to-Agent Payment Protocol — authorization, audit trails, scoped spend limits. 60+ partners including Visa, Mastercard, Stripe, PayPal. |
The Autonomy Spectrum
Each protocol sits at a different level of agent autonomy:
Human-in-loop ◄──────────────────────────────► Fully autonomous
┌─────────┐ ┌─────────┐ ┌─────────┐ ┌─────────┐
│ ACP │ │ UCP │ │ AP2 │ │ x402 │
│ Stripe │ │ Google │ │ Google │ │Coinbase │
└─────────┘ └─────────┘ └─────────┘ └─────────┘
User confirms Commerce User sets No user.
every purchase lifecycle rules, agent Machine-to-
in-chat managed acts within machine at
by agent budget/scope HTTP layer
The Convergence Stack
┌─────────────────────────────────────────────┐
│ Application Layer ACP / UCP │ Chat UX, product discovery
├─────────────────────────────────────────────┤
│ Authorization Layer AP2 / Mandates │ Spend limits, audit trails
├─────────────────────────────────────────────┤
│ Tool Layer MCP ◄── WE ARE │ Standardized agent tools
├─────────────────────────────────────────────┤
│ Settlement Layer x402 / Pix / Card │ On-chain or traditional rails
└─────────────────────────────────────────────┘
MCP Dev LATAM sits at the Tool Layer — the middleware that connects every application, authorization, and settlement protocol through one interface.
Why this matters
Agent needs to buy something
├── Full commerce? → Google UCP (search → cart → checkout → delivery)
├── Retail checkout? → Stripe ACP (create_checkout → complete_checkout)
├── API micropayment? → x402 (pay_request → USDC $0.001 → data returned)
├── Agent-to-agent? → AP2 (authorize_payment → execute_payment)
└── LATAM merchant? → Asaas / Mercado Pago / Conekta / Wompi / etc.
All via MCP. Same interface. One agent.
Quick Start
With Claude Desktop
Add to ~/.config/claude/claude_desktop_config.json:
{
"mcpServers": {
"stripe-acp": {
"command": "npx",
"args": ["-y", "@codespar/mcp-stripe-acp"],
"env": {
"STRIPE_API_KEY": "sk_test_..."
}
},
"asaas": {
"command": "npx",
"args": ["-y", "@codespar/mcp-asaas"],
"env": {
"ASAAS_API_KEY": "your-api-key",
"ASAAS_SANDBOX": "true"
}
}
}
}
For alpha packages (contract-gated providers like Itaú, Bradesco, Santander, Caixa, BB, BTG, C6, Sicoob, Bradesco, Matera), add @alpha to the install:
npx -y @codespar/mcp-itau@alpha
With any MCP client
npx @codespar/mcp-stripe-acp # Agentic Commerce Protocol
npx @codespar/mcp-ucp # Google Universal Commerce Protocol
npx @codespar/mcp-x402 # HTTP micropayments (Coinbase)
npx @codespar/mcp-ap2@alpha # Agent-to-Agent payment authorization
npx @codespar/mcp-asaas # BR billing + Pix
npx @codespar/mcp-mercado-pago # LATAM payments
npx @codespar/mcp-nuvem-fiscal # NFe / NFSe
npx @codespar/mcp-melhor-envio # Multi-carrier shipping
npx @codespar/mcp-z-api # WhatsApp messaging
npx @codespar/mcp-omie # ERP
npx @codespar/mcp-stark-bank # Banking
npx @codespar/mcp-brasil-api # CEP, CNPJ (no key needed!)
Try it now (no API key)
BrasilAPI and BCRA are public — no key required. Try it in your terminal:
npx @codespar/mcp-brasil-api
Then ask your agent: "What is the address for CEP 01001-000?" or "Look up CNPJ 00.000.000/0001-91".
The Complete Loop
This is what makes the LATAM catalog different — not individual connectors, but a complete business workflow across verticals:
| Step | Vertical | Example providers | What the agent does |
|---|---|---|---|
| 1 | 💳 Payment | Asaas / Mercado Pago / Zoop | Creates Pix charge, splits to sellers |
| 2 | 📄 Fiscal | Nuvem Fiscal / NFe.io / Focus NFe | Issues NFe/NFSe when payment confirmed |
| 3 | 📦 Logistics | Melhor Envio / Correios / Skydropx | Quotes shipping, generates label |
| 4 | 📱 Messaging | Z-API / WhatsApp Cloud / Twilio | Sends tracking via customer's preferred channel |
| 5 | 📊 ERP | Omie / Bling / Tiny / Conta Azul | Records order, updates inventory |
| 6 | 🏦 Banking | Stark Bank / Itaú / BTG | Reconciles balance, creates reports |
To orchestrate all six steps with governance, approval workflows, and audit trails — use CodeSpar.
All Servers
Browse the full catalog at codespar.dev/servers. Each server has its own README, env-var requirements, and tool reference under packages/<category>/<slug>/.
💳 Payments (40 servers)
| Server | Tools | npm | Auth |
|---|---|---|---|
| Mercado Pago | 30 | @codespar/mcp-mercado-pago | API Key |
| Stripe | 30 | @codespar/mcp-stripe | API Key |
| Zoop | 28 | @codespar/mcp-zoop | API Key |
| Adyen | 25 | @codespar/mcp-adyen | API Key |
| Asaas | 24 | @codespar/mcp-asaas | API Key |
| Pagseguro | 24 | @codespar/mcp-pagseguro | API Key |
| Stripe ACP | 24 | @codespar/mcp-stripe-acp | API Key |
| Iugu | 23 | @codespar/mcp-iugu | API Key |
| Openpay | 23 | @codespar/mcp-openpay | API Key |
| AP2 <sub>alpha</sub> | 22 | @codespar/mcp-ap2 | API Key |
| Braintree | 22 | @codespar/mcp-braintree | API Key |
| Braspag | 22 | @codespar/mcp-braspag | API Key |
| Cielo | 22 | @codespar/mcp-cielo | API Key |
| Inter Bank | 22 | @codespar/mcp-inter-bank | OAuth2 |
| Mercado Libre | 22 | @codespar/mcp-mercado-libre | API Key |
| Nubank <sub>alpha</sub> | 22 | @codespar/mcp-nubank | OAuth2 |
| Nupay | 22 | @codespar/mcp-nupay | OAuth2 |
| Pagar Me | 22 | @codespar/mcp-pagar-me | API Key |
| Rapyd | 22 | @codespar/mcp-rapyd | API Key |
| Rede <sub>alpha</sub> | 22 | @codespar/mcp-rede | API Key |
| Safrapay <sub>alpha</sub> | 22 | @codespar/mcp-safrapay | OAuth2 |
| Worldpay <sub>alpha</sub> | 22 | @codespar/mcp-worldpay | API Key |
| Khipu <sub>alpha</sub> | 21 | @codespar/mcp-khipu | API Key |
| Stone | 21 | @codespar/mcp-stone | API Key |
| Wise | 21 | @codespar/mcp-wise | API Key |
| Airwallex | 20 | @codespar/mcp-airwallex | OAuth2 |
| Culqi | 20 | @codespar/mcp-culqi | API Key |
| Getnet | 20 | @codespar/mcp-getnet | OAuth2 |
| Izipay <sub>alpha</sub> | 20 | @codespar/mcp-izipay | API Key |
| Picpay <sub>alpha</sub> | 20 | @codespar/mcp-picpay | API Key |
| UCP | 20 | @codespar/mcp-ucp | API Key |
| Vindi | 20 | @codespar/mcp-vindi | API Key |
| Paypal | 19 | @codespar/mcp-paypal | OAuth2 |
| Transbank <sub>alpha</sub> | 19 | @codespar/mcp-transbank | API Key |
| Celcoin | 18 | @codespar/mcp-celcoin | API Key |
| dLocal | 18 | @codespar/mcp-dlocal | API Key |
| Ebanx | 18 | @codespar/mcp-ebanx | API Key |
| Efi | 18 | @codespar/mcp-efi | API Key |
| Pix BCB | 18 | @codespar/mcp-pix-bcb | API Key |
| Chargebee | 15 | @codespar/mcp-chargebee | API Key |
🏦 Banking (12 servers)
| Server | Tools | npm | Auth |
|---|---|---|---|
| Stark Bank | 27 | @codespar/mcp-stark-bank | API Key |
| Caixa <sub>alpha</sub> | 23 | @codespar/mcp-caixa | OAuth2 |
| Santander <sub>alpha</sub> | 23 | @codespar/mcp-santander | OAuth2 |
| Bradesco <sub>alpha</sub> | 22 | @codespar/mcp-bradesco | OAuth2 |
| Itau <sub>alpha</sub> | 22 | @codespar/mcp-itau | OAuth2 |
| Matera <sub>alpha</sub> | 22 | @codespar/mcp-matera | OAuth2 |
| Dock <sub>alpha</sub> | 20 | @codespar/mcp-dock | OAuth2 |
| Open Finance | 18 | @codespar/mcp-open-finance | API Key |
| C6 <sub>alpha</sub> | 14 | @codespar/mcp-c6 | OAuth2 |
| Banco Do Brasil <sub>alpha</sub> | 13 | @codespar/mcp-banco-do-brasil | OAuth2 |
| Sicoob <sub>alpha</sub> | 13 | @codespar/mcp-sicoob | OAuth2 |
| BTG <sub>alpha</sub> | 12 | @codespar/mcp-btg | OAuth2 |
📄 Fiscal (Brasil) (4 servers)
| Server | Tools | npm | Auth |
|---|---|---|---|
| Nuvem Fiscal | 24 | @codespar/mcp-nuvem-fiscal | API Key |
| Nfe Io | 22 | @codespar/mcp-nfe-io | API Key |
| Conta Azul | 20 | @codespar/mcp-conta-azul | API Key |
| Focus Nfe | 19 | @codespar/mcp-focus-nfe | API Key |
📱 Communication (8 servers)
| Server | Tools | npm | Auth |
|---|---|---|---|
| Z API | 27 | @codespar/mcp-z-api | API Key |
| Evolution API | 25 | @codespar/mcp-evolution-api | API Key |
| Twilio | 22 | @codespar/mcp-twilio | API Key |
| Whatsapp Cloud | 22 | @codespar/mcp-whatsapp-cloud | API Key |
| Sendgrid | 20 | @codespar/mcp-sendgrid | API Key |
| Rd Station | 18 | @codespar/mcp-rd-station | API Key |
| Take Blip | 18 | @codespar/mcp-take-blip | API Key |
| Zenvia | 18 | @codespar/mcp-zenvia | API Key |
📦 E-commerce / Logistics (7 servers)
| Server | Tools | npm | Auth |
|---|---|---|---|
| Vtex | 33 | @codespar/mcp-vtex | API Key |
| Shopify | 28 | @codespar/mcp-shopify | API Key |
| Amazon <sub>alpha</sub> | 24 | @codespar/mcp-amazon | OAuth2 |
| Shopee <sub>alpha</sub> | 22 | @codespar/mcp-shopee | API Key |
| Correios <sub>alpha</sub> | 21 | @codespar/mcp-correios | API Key |
| Melhor Envio | 18 | @codespar/mcp-melhor-envio | API Key |
| SuperFrete | 11 | @codespar/mcp-superfrete | API Key |
📊 ERP / Accounting (5 servers)
| Server | Tools | npm | Auth |
|---|---|---|---|
| Omie | 30 | @codespar/mcp-omie | API Key |
| Bling | 28 | @codespar/mcp-bling | API Key |
| Xero | 24 | @codespar/mcp-xero | API Key |
| Quickbooks | 22 | @codespar/mcp-quickbooks | API Key |
| Tiny | 21 | @codespar/mcp-tiny | API Key |
🪪 Identity & KYC (5 servers)
| Server | Tools | npm | Auth |
|---|---|---|---|
| Brasil API | 24 | @codespar/mcp-brasil-api | No auth |
| Jumio | 20 | @codespar/mcp-jumio | API Key |
| Onfido | 20 | @codespar/mcp-onfido | API Key |
| Persona | 20 | @codespar/mcp-persona | API Key |
| Unico <sub>alpha</sub> | 18 | @codespar/mcp-unico | OAuth2 |
🛡️ Fraud & Risk (4 servers)
| Server | Tools | npm | Auth |
|---|---|---|---|
| Sift <sub>alpha</sub> | 20 | @codespar/mcp-sift | API Key |
| Clearsale <sub>alpha</sub> | 18 | @codespar/mcp-clearsale | API Key |
| Konduto <sub>alpha</sub> | 18 | @codespar/mcp-konduto | API Key |
| Legiti <sub>alpha</sub> | 18 | @codespar/mcp-legiti | API Key |
🪙 Crypto / Stablecoins (9 servers)
| Server | Tools | npm | Auth |
|---|---|---|---|
| Circle | 23 | @codespar/mcp-circle | API Key |
| Foxbit | 21 | @codespar/mcp-foxbit | API Key |
| Bitso | 20 | @codespar/mcp-bitso | API Key |
| Mercado Bitcoin | 20 | @codespar/mcp-mercado-bitcoin | API Key |
| Moonpay | 20 | @codespar/mcp-moonpay | API Key |
| Unblockpay | 13 | @codespar/mcp-unblockpay | API Key |
| Coinbase Commerce | 18 | @codespar/mcp-coinbase-commerce | API Key |
| Transak <sub>alpha</sub> | 18 | @codespar/mcp-transak | API Key |
| x402 | 10 | @codespar/mcp-x402 | API Key |
🇦🇷 Argentina (5 servers)
| Server | Tools | npm | Auth |
|---|---|---|---|
| Tienda Nube | 24 | @codespar/mcp-tienda-nube | API Key |
| Colppy <sub>alpha</sub> | 22 | @codespar/mcp-colppy | API Key |
| AFIP <sub>alpha</sub> | 20 | @codespar/mcp-afip | API Key |
| Andreani <sub>alpha</sub> | 18 | @codespar/mcp-andreani | API Key |
| BCRA | 16 | @codespar/mcp-bcra | No auth |
🇨🇴 Colombia (5 servers)
| Server | Tools | npm | Auth |
|---|---|---|---|
| Siigo | 22 | @codespar/mcp-siigo | API Key |
| Wompi | 22 | @codespar/mcp-wompi | API Key |
| Alegra | 20 | @codespar/mcp-alegra | API Key |
| Coordinadora <sub>alpha</sub> | 19 | @codespar/mcp-coordinadora | API Key |
| Nequi <sub>alpha</sub> | 16 | @codespar/mcp-nequi | OAuth2 |
🇲🇽 Mexico (6 servers)
| Server | Tools | npm | Auth |
|---|---|---|---|
| Belvo | 24 | @codespar/mcp-belvo | API Key |
| Skydropx | 23 | @codespar/mcp-skydropx | API Key |
| Conekta | 21 | @codespar/mcp-conekta | API Key |
| Bind ERP | 20 | @codespar/mcp-bind-erp | API Key |
| Facturapi | 20 | @codespar/mcp-facturapi | API Key |
| STP/SPEI <sub>alpha</sub> | 18 | @codespar/mcp-stp-spei | API Key |
Why MCP?
Model Context Protocol is the open standard for connecting AI agents to external tools. Instead of each agent building its own integrations, MCP provides a typed, discoverable interface that works with Claude, ChatGPT, Cursor, VS Code, and more.
AI Agent (Claude, ChatGPT, Cursor)
↕
MCP Server (this repo)
↕
LATAM API / Agentic Protocol (Stripe ACP, x402, Asaas, Mercado Pago, NFe.io, etc.)
Each MCP server in this repo:
- Exposes typed tools with input/output schemas
- Handles authentication (OAuth, mTLS, API keys, Basic Auth, JWT-RSA, signed requests)
- Supports dual transport — stdio (default) and Streamable HTTP (
--httpflag) - Compatible with Claude Managed Agents via MCP Connector
- Supports sandbox mode for safe testing
- Returns structured JSON responses
Running in HTTP mode
Any server can run as an HTTP server for remote/cloud use:
# stdio (default — local, Claude Desktop, Cursor, Claude Code)
npx @codespar/mcp-asaas
# HTTP (remote — Managed Agents, cloud deployments)
npx @codespar/mcp-asaas --http
# or
MCP_HTTP=true npx @codespar/mcp-asaas
HTTP mode exposes /mcp (Streamable HTTP) and /health (status check).
Alpha vs stable
About a third of the catalog ships under the alpha npm dist-tag. These packages have correct tool schemas and auth flow, but the endpoint paths are best-guesses — typically because the provider's developer portal is contract-gated (BR public banks, AR central authority APIs, MX bank-transfer providers). They're flagged with TODO(verify) in source.
npm install @codespar/mcp-itau@alpha
Stable packages (the majority) install with the default tag:
npm install @codespar/mcp-stripe
Status is shown on every package page at codespar.dev/servers and in each package README.
About CodeSpar
CodeSpar builds commerce infrastructure for AI agents in Latin America — an MCP catalog (this repo), a runtime + SDK (@codespar/sdk on npm, codespar on PyPI), and a managed-tier governance product (AgentGate: programmable wallet, policy engine, CFO-grade audit, fiscal-compliance certifications).
Individual MCP servers are useful. Orchestrating many with governance is powerful. That's what CodeSpar does.
Contributing
We welcome contributions. See CONTRIBUTING.md.
Want a server for a service not listed? Open a server-request issue — there's a structured form with name, npm package, docs link, auth flow.
License
MIT — use freely in commercial and open source projects.
Related MCP servers
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MCP server for Airwallex — cross-border collection, payouts, global accounts, FX, and transfers.
Give AI agents access to Alegra's cloud accounting platform for LATAM invoicing and bookkeeping.
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